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Was that an earthquake? Are you wondering if you have insurance coverage for damage to your property caused by an earthquake?

EarthquakeAn earthquake measuring 2.8 on the Richter scale affected our area today according to the United States Geological Survey’s National Earthquake Information Center.   It was felt in Wilmington, Salem County and Cumberland County.

Earthquakes in the United States are not covered under standard homeowners or business insurance policies. Coverage is usually available for earthquake damage by endorsement to a home or business insurance policy.

However, your homeowners and business policies may have coverage due to fire following a quake. These losses could involve claims for business interruption and additional living expenses as well.

Cars and other vehicles are covered for earthquake damage under the comprehensive part of the auto insurance policy.

For more information on how to protect yourself from earthquakes before, during and after an earthquake, see for more information.

If you want to discuss insurance to cover earthquake damage, please give us a call at 856-935-0845, or visit our website at




The information in this article is meant as a guideline only.  There is nothing in this article that alters the coverage or interpretation of any specific policy.  Because some statements are generalizations, and because different companies’ policies contain slight differences, please refer to your specific policy.  Call our office before making any judgements or decisions concerning your particular situation and coverage that may, or may not, apply.