Flood insurance premiums are changing under new laws

Congress recently passed the Flood Insurance Reform Act of 2012 (Biggert-Waters) and the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA) which result in many importantchanges to the National Flood Insurance Program (NFIP). that will be effective on April 1, 2015 and will affect Flood Insurance premiums. The NFIP defines special high-risk flood hazard areas …

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New Jersey Health Insurance Marketplace

Individuals and small businesses can sign up for the Health Insurance Marketplace beginning on October 1, 2013. If you live in New Jersey, use this website, HealthCare.gov, to apply for coverage, compare plans and enroll. Specific plans and prices are available now and coverage can start as soon as January 1, 2014. There is more information …

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Affordable Care Act – Notice of Health Insurance Coverage Options

To help you navigate the requirements and implementationof the Affordable Care Act, here is some information that you may find useful. The Affordable Care Act created a Health Insurance Marketplace, or Exchange, where individuals and small employers can find, compare and purchase health insurance plans. The Marketplace is scheduled to be operational on October 1, …

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Insurance coverage limits for teens and parents

It’s always an anxious time when your children are learning to drive. In addition to worrying about their safety, there are financial implications to consider. Anticipating higher insurance rates, many parents look for ways to cut costs when obtaining coverage for their children. Some people think they may be able to save a few bucks …

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Hurricane Sandy is coming – Should you evacuate?

Henry D Young Inc Insurance Agency Blog Hurricane Sandy is coming our way. Should you evacuate? Checking the flood map for your city may help you decide. First – Select your State, County and Town. Then click on “Get Current FEMA Issued Flood Maps”. Click on “View”, not “Buy” icon. You will be able to …

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