Affordable Care Act – Notice of Health Insurance Coverage Options

To help you navigate the requirements and implementationof the Affordable Care Act, here is some information that you may find useful. The Affordable Care Act created a Health Insurance Marketplace, or Exchange, where individuals and small employers can find, compare and purchase health insurance plans. The Marketplace is scheduled to be operational on October 1, …

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Insurance coverage limits for teens and parents

It’s always an anxious time when your children are learning to drive. In addition to worrying about their safety, there are financial implications to consider. Anticipating higher insurance rates, many parents look for ways to cut costs when obtaining coverage for their children. Some people think they may be able to save a few bucks …

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Hurricane Sandy is coming – Should you evacuate?

Henry D Young Inc Insurance Agency Blog Hurricane Sandy is coming our way. Should you evacuate? Checking the flood map for your city may help you decide. First – Select your State, County and Town. Then click on “Get Current FEMA Issued Flood Maps”. Click on “View”, not “Buy” icon. You will be able to …

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Are Trees Covered by Insurance?

We’ve had a lot of questions lately about whether or not trees are covered by your insurance policy because of the recent storms that have caused a lot of damage to trees. Here is some information from the Insurance Information Institute about coverage for trees and tree damage. If a tree falls and hits your …

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Buying flood insurance will help you protect your home

Flood damage is not covered by your homeowners insurance. Floods are the most common natural disaster in the U.S. Given the amount of snow the Northeast receives, the arrival of spring could bring some serious flooding in our area. Most people know of the need for flood insurance in high-risk or coastal areas but, it is …

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