Homeowners Insurance

Hurricane Sandy is coming – Should you evacuate?

Henry D Young Inc Insurance Agency Blog Hurricane Sandy is coming our way. Should you evacuate? Checking the flood map for your city may help you decide. First – Select your State, County and Town. Then click on “Get Current FEMA Issued Flood Maps”. Click on “View”, not “Buy” icon. You will be able to …

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Are Trees Covered by Insurance?

We’ve had a lot of questions lately about whether or not trees are covered by your insurance policy because of the recent storms that have caused a lot of damage to trees. Here is some information from the Insurance Information Institute about coverage for trees and tree damage. If a tree falls and hits your …

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Are You Prepared for Hurricane Season?

This is National Hurricane Preparedness Week. It runs from May 27 through June 2. The Atlantic hurricane season will officially start on Friday, June 1st. Although the people along the southeastern United States might argue with that date, since they’ve already been hit by a tropical storm. Do you know what your insurance policy covers …

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You may be sued at any time. Do you need an umbrella policy?

Check Your Suability Factor Some individuals, particularly wealthier ones, have a higher than normal loss exposure to lawsuits. This tendency is often referred to as a suability factor. How suable you are can be determined by examining the following: Size of your savings account and stock portfolio Size of your real estate holdings Family income  Profile …

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Personal Injury? Teens, Social Media and a Parent’s Liability

She Posted What!? OMG, my life is ruined!! Jealousy. Passion. Betrayal. No, not the latest television drama, but high school. For many the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At some point we all probably …

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